Terms and Conditions

Effective Date: 5/1/2024
Company: Wise Capital Solutions, LLC
Jurisdiction: Pinellas County, Florida

1. Scope of Services

Wise Capital Solutions (“WCS”) provides Transactional Funding for real estate investors and wholesalers. These services include:

  • Earnest Money Deposit (EMD) Funding

  • Double Closing (Transactional) Funding

  • Stack / Morby Method Funding

WCS is not a bank or licensed lender. All funding is provided under a contractual agreement (joint venture or services contract), and compensation is derived from fees agreed upon prior to funding.

2. Service Categories and Fee Structures

A. EMD Funding

  • Upfront Fee: 5% of the EMD amount, paid prior to funds being wired to escrow.

    • This fee is non-refundable under all circumstances, including:

      • Deal cancellation

      • Title or escrow issues

      • Contract default or disputes

      • Buyer, seller, or assignor actions

  • Success Fee: 15% of the EMD amount, payable only if the contract is assigned and the buyer receives their assignment fee or funding.

    • This may be deducted from escrow disbursement or paid separately upon closing.

B. Double Close Funding

  • Funding Amount: WCS funds the A–B transaction to allow the B–C resale to occur.

  • Minimum Fee: $1,500

  • 1.5% for deals up to $1M

  • 2.5% for deals up to $5M

  • 3% to 5% for deals above $5M

  • Repeat business: Ask for a quote

C. Stack / Morby Method Funding

  • ~2 to 5% for in-and-out same-day closing

  • Fee structure depends on deal size and duration and is disclosed in each funding agreement.

  • Repeat business: Ask for a quote

3. Client Obligations

Clients must:

  • Disclose all material facts about the transaction.

  • Provide contact information for escrow/title agents.

  • Immediately notify WCS of changes to deal structure, funding needs, or parties involved

  • Not bypass, avoid, or circumvent WCS during any part of the transaction.

  • Include Wise Capital Solutions in all communication with the title company

  • Introduce Wise Capital Solutions to the title company

  • Personally guarantee the EMD principal amount in case the EMD cannot be returned to Us

  • Pay the OPTION FEE (If the contract specifies it) BEFORE WISE CAPITAL SOLUTIONS wires the EMD

4. No Guarantee of Funding or Deal Completion

WCS does not guarantee funding approval, successful assignment, resale, or closing. All decisions are at WCS’s sole discretion. If a deal fails to close, no refund will be issued for any upfront fees

5. Chargebacks and Disputes

Clients agree not to initiate chargebacks or payment disputes for any fees paid. Any such actions will be considered a breach of contract and may result in legal action or debt collection.

6. Legal Relationship

This is not a loan, and no interest is charged. WCS provides temporary capital as a service, compensated via fixed or performance-based fees.

7. Governing Law

All agreements are governed by the laws of the State of Florida. Any disputes must be resolved in a court located in Pinellas Couny, Florida.

8. Acceptance of Terms

By making payment or signing a transaction agreement with Wise Capital Solutions, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.


Copyrights 2025 | Wise Capital Solutions | Terms & Conditions